You can get great cash-flow (In the right locations), use conventional loans (lower rates), have less to manage, and get in for a lower price.

Building equity over time can help mitigate risks associated with market volatility.Thanks,

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

My current home loan is a heloc and its pretty much maxed out from using it for a down payment on the first property and its also climbed to 9% so I  need to get it redone to a traditional mortgage and get the rate down on it.

While discussing various strategies with another investor friend, I suggested that I’d like to do a 1031 exchange, taking my equity and rolling it into a smaller home to start my BRRRR endeavors.

Also, does it require cash to close or can be done through loan too?

I'm wondering if this would qualify for conventional financing, or I would be looking at commercial loans only.

I have a prospective tenant that filled out an application.However I need some advice on qualifying this individual.The current rent is 3600The applicant is a family The Spouse doesnt work The main applicant gross W2 income is around $10000 monthThe monthly net income is $5700No car loan's No credit cards balancesThey pay $800 month on a personal loan.Since a rent check is written after net income is received.

Assuming that a loan required 10% down, how do people come up with the 10% when going from seller financing to traditional financing? 

I worked with one lender who did NOT require title insurance on smaller loans under $75k.