I understand some quiet titles can be more difficult than others but a ball park figure would be great.

@Jason Lin "Distressed" is a loose term but finding a property that qualifies for an FHA loan will be difficult.

My questions are:Is it difficult to start one?

What i'm struggling with is whether it's worth trying to do a non-recourse portfolio rental loan that combines all these into one loan. advantages are mainly that i get to wipe off the recourse nature off the record, can structure a 10-year IO period and ARM after that; however, the cost to complete is meaningful - 1% origination fee, $2-4k closing fees, new title policies cost of $15k or so, higher coupons of 4.3% +/-, prepay penalties and non-assumable, probably more difficult to selloff properties individually.

What i'm struggling with is whether it's worth trying to do a  non-recourse portfolio rental loan that combines all these into one  loan. advantages are mainly that i get to wipe off the recourse nature  off the record, can structure a 10-year IO period and ARM after that; however, the cost to complete is meaningful - 1% origination fee, $2-4k closing fees, new title policies cost of $15k or so, higher coupons of 4.3% +/-, prepay penalties and non-assumable, probably more difficult to selloff properties individually.

The reason behind this is that they are comparing the dollar amount of lesser expensive properties in the market to the more expensive ones of their hometowns.It has become excruciatingly difficult to invest in a property that has a high rate of return, which is why many investors have even lowered their Return on Investment from 10% (of past years) to 7% or even lower.

Finding actual deals is also the most difficult part.

They aren’t that difficult if you know how to handle people.

I don’t buy anything fancy or digital because it’s easy to break, harder to use, and more difficult to repair.

Matthew,It is a bit difficult to go about raising rents on the basis of inflation alone.