Imagine a young couple starting out with a combined income of $70K. 

Or you could setup a good, converting website and go to PPC and SEO. 

Hello,I have been doing a combination of house flipping, wholesaling and building a small portfolio of 40 rental units over the last 7 years.

I have considered a cash-out refinancing, but the amount of equity that I have in each property would likely require me to combine multiple to come up with enough funds for the 20%. 

I'm leaning towards this combination for my condo project:LifeProof LVP w/ Underlayment atop Quietwalk Underlayment Is that overkill?

Good SEO and listing strategies will also help you book your listing.

I knew that hard money, combined w/the BRRRR strategy was the way I had to go. 

We have done great with those, but without market appreciation we would not yet have been able to extract all of our investment costs (due to a combination of low LTV and conservative refi appraisals). 

I'm going to take everybody's advise and combine it to come up with the solution.

The ARV is based on a combination of the CMA (which noted it to be 130-140k), but more realistically the reason I offered on it was I looked at the recently sold homes on zillow and 2 properties adjacent, similar square feet (1430), and 3/2 sold for around 120k within the last year fully remodeled.