We are actually wanting to owner-occupy, we are renting here and would love to move into our own place, especially as it's cheaper and I'd rather pay myself than another apartment complex, so does anyone know if we are okay with the owner-occupied 3% down Homepath financing or do we need to look for an alternative?

If your city has a by-law enforcement officer they will go out and determine the status of the property when someone files a complaint.I have been on the receiving end of this as I had a parts car in the yard of the duplex in which I'm a tenant.They'll give the property owner 15- 30 days to clean it up.And was cheaper to clean it up than to appeal the notice ie. $250.A healthy fine follows non-compliance.I wouldn't lift a finger to help an irresponsible neighbor that would just take advantage of you.

I would guess taxes would be cheaper as well.

Is it just alot cheaper or ?

It was the same water rate but no sewer charges so it was a little cheaper.

Personally I pay cash for real estate because debt is too risky for me and if I lived where you were I would be packing my bags for a cheaper city down south like the rest of the snow birds.

Private money is cheaper, but you'll need to have a relationship with the lender (who is probably not a professional lender).

Written quotes for everything, and I said if they could find the same quality of work for cheaper, please refer me.

All of their reasoning's were because it was cheaper at the time.

You can further leverage your money as condos are cheaper due to HOA fees and thus they seem to flucatuate much more in price.2.