The other day I got 12 post cards in the mail asking if I wanted to sell my property at various addresses.

Be it a secondary bank account with no card attached to it or a 6-month deposit. 

Only monthly debt between the two of us is my fiancé’s minimal student loans.FICO: Mine is in the low 600s, my fiancé’s is north of 750.Credit Issues: I currently have a high utilization rate on the minimal credit cards I have due to a recent financial emergency.

However, I feel like the perfect deal could drop in my lap and I wouldn't be able to take it down due to a lack of financing capability. 

I looked at 4822 9th St last weekend and it would be the perfect STR thanks to its unique shack style and the fact that it is in the middle of two commercial lots (no noise complaints). 

Your best bet might be to use a personal loan or credit cards for the rehab.

About 20% of the deal came from private money lenders, and the remaining amount came from utilizing my own funds, as well as credit cards to pay contractors & purchase supplies.

Our property manager was so confused at first that he thought it was a fault like because of how perfectly they line up.  

It was a perfect night, and it had just rained so it was a little foggy but cool.

After months of searching for properties I've identified a multi-family that perfectly fits my criteria but due to life events (getting married and my future wife and I bought a primary residence) I'm short of the typical 20% down payment that most lenders are requiring since I will not be occupying the property.