Also, I’m a bit concerned with the declining population.

It is interesting, but doesn't paint the full picture, especially considering United Van lines only represents a portion of moving traffic.Here is US Census Bureau data on actual population gain/loss in 2021:https://www.census.gov/newsroo...Top 10 States in Numeric Growth, 2020 to 2021RankGeographic AreaApril 1, 2020(Estimates Base)July 1, 2020July 1, 2021Numeric Growth1Texas29,145,50529,217,65329,527,941310,2882Florida21,538,18721,569,93221,781,128211,1963Arizona7,151,5027,177,9867,276,31698,3304North Carolina10,439,38810,457,17710,551,16293,9855Georgia10,711,90810,725,80010,799,56673,7666South Carolina5,118,4255,130,7295,190,70559,9767Utah3,271,6163,281,6843,337,97556,2918Tennessee6,910,8406,920,1196,975,21855,0999Idaho1,839,1061,847,7721,900,92353,15110Nevada3,104,6143,114,0713,143,99129,920Top 10 States (or Equivalent)in Numeric Decline, 2020 to 2021RankGeographic AreaApril 1, 2020(Estimates Base)July 1, 2020July 1, 2021Numeric Decline1New York20,201,24920,154,93319,835,913-319,0202California39,538,22339,499,73839,237,836-261,9023Illinois12,812,50812,785,24512,671,469-113,7764Massachusetts7,029,9177,022,2206,984,723-37,4975Louisiana4,657,7574,651,2034,624,047-27,1566Pennsylvania13,002,70012,989,62512,964,056-25,5697District of Columbia689,545690,093670,050-20,0438Michigan10,077,33110,067,66410,050,811-16,8539New Jersey9,288,9949,279,7439,267,130-12,61310Ohio11,799,44811,790,58711,780,017-10,570

I've once had an underwriter go through the borrower's entire track record of properties to track how all the deeds were filed (primary, second home, investment property) and from these records the underwriter made a judgment of the borrowers integrity.If you have a track record of going from primary to investment and primary to investment in very short periods of time you may actually get declined (I said "may,") if you cannot explain a plausible story that Jives with the UW's perception of your integrity.

It was this lender that ultimately declined your loan, with such unfortunate timing.

Hey,I saw a data online that Jacksonville is declining , that is the time to buy there now ?

Realize the population has been on a steady decline for several years, young people tend to leave for cities with more job opportunities, crime in several area's.

I would think they would have to decline being your property manager and the rents would have to be paid direct to you since you would in effect be the PM for your own properties, correct?

Regarding foreign buyers - the % of those has steadily declined over the years.

The ONLY silver lining I can see is that while all of this is going on, the value of the property is increasing, not declining.

Lots of horror stories regarding the area (crime, housing, declining etc.).