All my clients tenants during corona paid the rent like clockwork.Buyers go searching for higher yields and often give up location, quality of tenant, remaining lease term trying to achieve that.

Property #1 mortgage pay off is $132k, property #2 mortgage pay off is $117kI have enough cash to put down 25% on up to  a $285k property  or I can use that cash to help pay down one of the above mortgages and refinance into a lower payment which would yield more cash flow. 

Hi @William Patsalis, I am not super familiar with current commercial rates as I am on the residential side of lending but that seems low.Current rates for residential for an investment property are in the low 6s and seller financing deals generally yield a higher rate.However, it is completely up to you and the buyer to work out rate and terms.I am sure the others in this forum can provide some additional advice.Hope this helps!

I like some in I-bonds plus some in a high yield savings account (I know it's not actually high yield, but rates have come up from zero to 1-5-2%.)In this short of a timeframe, the stock market is going to be rolling the dice.

Expect to invest in whatever marketing channel you're using for 6 months minimum2) The north east is VERY competitive when it comes to wholesaling, in the two markets you've chosen, marketing in Philly will be a bit more expensive than south Jersey3) Consider the cash conversion cycle for each form of marketing, don't expect a dollar for dollar return on every form of marketing some forms of marketing will require a bigger spend than others4) More expensive marketing isnt better marketing this goes for marketing channels, types of marketing (IE mailers) etc5) Low cost options (driving for dollars/door knocking) are inexpensive but very hard to scale or do consistently6) Direct mail works, but make sure you don't miss calls from potential sellers, also expect calls from angry people who don't want to be a part of your campaign(happens all the time)Marketing for your own deals will usually yield the best returns as many wholesalers keep the best deals for themselves and wholesale the deals that aren't always worth buying. 

That should boost the numbers .

Thanks to you all for sharing value adding advises.Please I have little amount of money with me and want to invest it in interest yielding investment (not stock) until when I want to use it for my primary purpose.Please adviseThanks'Kemi

-- Happy wife, happy life-- House hacking definitely boosts networth.Both boxes are checked!! 

well if you charged no interest on the note ( which is done I do it occasionally)  but its so short term.note investors are going to want on a bare land deal like this probably 20 to 30%  yield to them. so the discount will be more than the yield of course since they have to wait 18 months to get paid out.I would expect if you can get a offer to purchase and the note is 10k you will get offers for 5k or so for that note. buy private notes is a big business there are many investors who just troll public records and send out direct mail like you got.. 

For my 4 unit I have done this for 3 years with 0 vacancy and it gives a big boost to the cashflow.