📈The Federal Reserve announced yesterday no changes in rates 🏦💼Brace yourselves for potential bank resistance, as they prefer the status quo. 🔄 Unchanged is the name of the game!

What I truly need is an advisor capable of fleshing out my skeletal plan, critically reviewing my assumptions, and providing expert insights on portfolio management, tax implications, and potential pitfalls.

And you would pay potentially ordnary income tax on the commission.the time to consider this is if you are having a down year or have some pent up losses you can bring to bear. 

They can provide valuable insights, advice, and potential partnership opportunities.

If you would like a recommendation on a lender, or would like to speak about potential properties in Michigan, I would be happy to help.

Based on a rough analysis for a project timeline, I believe the total project can be completed in 5-7 months with the team I have available if we get involved in completing the work on the project.Deal Analysis as a whole - Actual Costs may be slightly different but estimates should be fairly closePost Construction Estimated Market Value - Lot 1: $379,000  Lot 2: $307,000  Total Estimated Market Value $686,000+- $102,000 - Cost to payoff HML & Previous Builder- $154,800 - Estimated Cost to complete House #1- $170,370 - Estimated Cost to complete House #2: Includes New Well/Septic $7500, Impact Fees $2100, Permits $1000= $427,170 - Estimated Cost to Payoff HML, Complete Construction on House #1, and Construct House #2+ $686,000 - Total Future Market Value-  $20,580 - 3% Buyer Agent commissions as the current owner(Listing Agent) will be listing these properties without compensation-  $2,538 - Real Estate Transfer Taxes-  $1,500 - Settlement Costs Paid at Closing______________________________________________   $234,212-  $27,900 - Payment to Seller for Down Payment made by seller to HML @ Origination (For her to break even)= $206,312 - Potential Return before any Interest/Fees/Taxes/EtcI've spoken to a few HM Lenders and ran rough numbers by them. 

You can check out details on their Facebook page if you are interested in attending and potentially networking.

@Michael Baum one of the big draws for me is actually the potential security from STR regulation.

Moving funds to an IRA will not help because you can’t take a loan from an IRA.I would look at other lending options to bridge the gap in time as well to avoid potential delays in your operating plans.  

I have my RE license in Colorado and currently Property Manage a portfolio for investors that have LTR and STR in the Bradenton and Sarasota area along with the larger CO portfolio.With the intro out of the way I'm looking for any spreadsheets or calculators for the area to start crunching numbers, as well as any local, investor focused Realtors in the area to dig into neighborhoods and ROI potential for duplexes, triplexes or quadplexes.