My local bank does offer a portfolio line of credit.

Chase or Wells Fargo Business lines of credit.

If surveys are used in your area, that could be a $300-$1000 + expense to verify that the property lines are correct & that the buildings are actually on the property, and title phrase is *really* concerning, because you're effectively required to verify title - which could be an additional expense - with no guarantee the deal will close.

Bottom line, this is what the construction inspection process is for.

I have several more lined up to look at and have streamlined my estimation process so I can get more done in a day.

I think more of what you are asking is how the occupancy level and accuracy will affect what kind of loan you can get and how much you will put down and how much the debt service will be.A regular lender at 90% occupied maybe 6.5% fixed at 75% ltv.If you get into value add deals you will pay points and a much higher rate to fund and lower LTV.You will then need to refi after stabilizing about 1 year out.So you build the carrying costs into the amount of time needed.The books will determine the verified income and actual costs.From there you run your desired cap going in and that tells you around the price you want to pay.Now if the books are out of normal standard margins you have to ask yourself why that is (deferred maintenance,undisclosed credits to tenants,disguising fees paid to themselves in other line items,etc.)

This line is crossed too often and can get realtors into a lot of trouble.

If you own another home and have any equity, you could use the equity to finance the purchase.You can do this through either a home equity loan or a HELOC (Home Equity Line of Credit).

With the yellow letter... put a blank white piece of paper on top of a yellow piece and hold it up to a window so you can see the lines.

I've noticed recently from some counter offers that I received from HUD that their bottom line is 82% of asking.