When you refi always make sure EACH property has positive cashflow including expenses that only occur once or twice every 5 years.The best way to view it is each property is it's own individual business.

Was impressed with the individuals whose courses I purchased and think they provide the honest, no-frills approach to REI.I'm currently living the suburbs of Sacramento, CA, but have plans on moving to Las Vegas if not around the 1st of 2009...a little bit sooner.Well, not really sure what else to say, so I'll wrap this little introduction up.Thanks for reading!

I have yet to purchase any properties, which means I qualify for the first time home buyers assistance (not sure how much assistance this actually is yet) and I plan on purchasing a duplex, triplex or quadplex sometime in early to mid 2009 as my primary residence.

They got taken.I got taken by an individual and he is now sticking it to other people.

I have heard of "master lease" arrangements for apartment buildings where one person (or entity) leases the entire building, then rents the individual units.

I have been approached by countless individuals and told them i want proof that someone in the world has actually made money from this program. never have i seen any

Readers of this thread may want to check out the link at http://www.hsainsider.com/Individual/Benefits.aspx as they claim to be a leading authority on Health Savings Accounts.In answer to Brian, yes you do have to have a HDHP (high deductible health plan) to setup the HSA.

I can see that it might help to include that in your letter, not promising anything but that you will assist them if you can.

(The company assisted real estate investors with coaching services, property leads, financing, credit score improvement, etc.).

While I agree with most of the perceptions of financial freedom, other than MikeOh's opinion that it is just guru nonsense, it really depneds on your individual point of view.In it's simplest form, financial freedom is the ability to achieve a lifestyle which suites your needs without having to work for income.