Hey All,      I was just wondering as a passive real estate investor, am I eligible to apply for the new SBA loan/grant from the Covid-19 stimulus bill that was just signed into law?

For example when doing a BRRRR deal you can apply the 70% ARV rule which means that your purchase price should be 70% of the After Repair Value minus rehab costs.

Please enlighten on a better policy that I could have applied early on. 

It is a link to a pdf provided by the US Chamber of Commerce and shows the calculation of loan amount for sole proprietors and self-employed for those applying for the Paycheck Protection loan.

Hi guys,
In this odd time we are dealing with regarding Covid-19, I'm wondering if anyone is considering a loan via SBA with the low interest rate that I have heard is being offered. My thought is, perhaps it would m...

If you are currently applying for a mortgage or HELOC, or are involved in a purchase transaction where someone is getting bank financing, or if you just want to understand how the mortgage lending ecosystem really operates, you need to check out the following excellent (and scary!) 

So my question is if we are applying for a loan will the full mortgage payment be counted twice when calculating dti ratio?

NOTE:  The SST doesnt apply to legal duplexes so if that becomes a concern at a higher price point I would recommend seeking out a duplex with a non-conforming basement or attic unit to maximize your returns.Another alternative that several of my clients with a similar budget and goals have does is to seek out a SFR with in law living setup. 

“Previously, if a married couple had depreciation deductions that exceeded their real estate business income, the couple could claim that "loss" to write off taxes on a maximum of $500,000 in income from other sources, like wages from a day job.Under the change, our rich taxpayer couple -- and this applies only for individuals, not corporations -- can now deduct an unlimited amount of "excess losses" in real estate against income from other sources.

I would say same applies here.