Then, when the problem occurs, you'll be prepared to handle it instead of panicking to get your head straight.Examples:Tenant pays lateTenant doesn't pay at allTenant asks you to waive late feeTenant asks to move their due date for rentNoise complaintsTenant fails to water/mow lawnUnauthorized petUnauthorized occupantTenant wants to break lease earlyTenant abandons rentalTenant abandons rental and leave stuff behindTenant refuses to let you or a contract in for inspection or repairsYou get the idea.

This could come in the form of something big (water heater), or a bunch of little things (garbage disposal, dishwasher, toilet). 

Insurance and water bill are estimations.

A functioning lock is absolutely a condition of habitability as much as running water or heat.

It looks decent from the photo but looking for water stains on the lid inside would be essential as well as getting the seller disclosures.

Even private clubs are struggling to stay above water.

No basement water issues.

There are a considerable number of delay tactics.Usually the debtors have to establish a new account with electric and water, which are allowed to take larger deposits.

The inspector determined the slope of the cement walkway outside was toward the house, and needed to be changed otherwise water would pool up there when raining.Good luck!

Especially, if this is in CA.What about water/sewer, lawn care, admin/professional costs?