@Kati Stratos - alternatively you can pick an agent in NJ who will give you a buyer rebate instead of paying that $$ as referral to your PA agent...For any property that’s listed for sale on MLS, it’s relatively lazy to not write up an official offer because a) if you write an offer, the listing agent MUST present it and the seller might sign it at an advantageous price to you (before they get additional offers and create a bidding war).

I thought this was a nice alternative and would rent quickly.How did you find this deal and how did you negotiate it?

Sell the Duplex in Anchorage, and look for alternative lenders in your market.

Or, have any recommendation for other pre-fab alternatives?

Stuff happens, so you should always be prepared with an alternative option. 

Options or Alternatives?

Alternatively, just take title to the FL property with a FL LLC.

I would rather buy a $600,000 house for $25,000 down (3.5%) and buy another investment property for $400,000 (20% down -> $80,000), than buy the same $600,000 house with 20% down ($120,000).Alternatively, by opting for a 3.5% down FHA loan you could take the $95,000 difference between 3.5% down and 20% down, and invest that money in the stock market.

@Nicholas Covington   it is labeled as mixed use in property report and currently has a massage therapy company and a clinical psychologist renting the building. 

If you can't get traditional financing for whatever reason, it's not a bad alternative if it's a great property that will handily cover your costs.