My thought is, as long as it isnt trendy and wont go out of style, why not just get the best product for the money. 7mm will give you more wear, right? 

If you're looking to buy property without putting any money down, some creative ways exist.

I would have if I had money to invest when I started.

I could understand if I was looking for hard money or private lenders but I figure if one bank would approve a conventional mortgage on a property most other banks would as well at the same or similar terms right?

Anyone else who has actually purchased from them?

My buddy actually got me a really good rate.

My beef isnt with the lenders themselves it’s with the misinformation and the lack of actual information needed to make sure you have the resources to apply. 

I'm not sure how you can compete against that and make some serious money, unless you own an expensive villa by the ocean but I'd love to learn if your friends have a recipe.To be clear, I never suggested that you can't make money with a short-term rental in Punta Cana.

I've seen so many people buy landlocked properties, partial ownership, worthless strips, land in flood zone, wrong house, and so many other pitfalls.When you are actually ready to bid,maybe 3-4th auction.

Or using a hard money loan or other creative financing a better route to go?