There are PLENTY of towns that fit that criteria.

I asked him what it was like to have to put his shoes on to walk from the bed to the bathroom.

I atleast understood first the basics and I've met a rehabber who I bring deals to and she walks me through a bit on why the numbers work or don't work.

We have people from all walks of life, and areas of the world on here.

The other thing, it's my understanding that folks in San Fransisco walk around naked and saying you think you caught some body part of a possible partner, well, many are pretty conservative here, especially the saw and hammer types, just saying, not that I have any preference, well, I do, but, well, you know, we don't have to explain everything!

(it was a two family but have converted it too a single to fit my family)...

I have no worries about them walking away because I'm sure they won't and secondly if I have the deal structured right I will retain the title until it's paid in full.I don't live there now, but I do live close by since I bought another place with cash during the downturn.My lawyer (who I spoke to only briefly) did mention Contract for deed and due on sale, which I was already aware of, which is why I want to structure it so I can keep making the payments on the BOA mortgage and not have to pay it in full because right now I can't afford to pay off the ~75k we still owe.I will look up sub-to(2) and do some more reading about wrap, which didn't seem to be exactly what I was thinking.Thanks again.Scott

Listen to Wayne: Walk away.

I'd pick the best place to live, learn the market and do what fits the market.

Have downloaded some files and am in the process of customizing and combining them to fit my needs.