I've been told and I tend to believe that once you have termites they will always be back so your best off maintaining the warranty.

We found a great property manager from a referral on BP.

The logical mind does tend to consider all the data on shortages and low interest rates, and droves moving from Illinois etc... 

And any referrals for an attorney in the city would be great. 

And any referrals for an attorney in the city would be great.

HELOC lenders tend to only look at one bureau, especially Experian in my experience.Have you considered changing your refi to a 30yr?

@Trent Davidson You may also want to check with some local mobile home dealerships and your manufactured housing association to see if they have any referrals for you.

Work referrals through friends and contacts.

The leads I get from attorneys are the result of long term relationships, proof of closing ability, and many lunches and face to face meetings, as well as client referrals back to the attorney.

I would try to get help to bargain down (contractors like car salesman tend to take advantage of women) like actual time and materials of the plumber at $50-100/hour.