All other expenses remain separate - car insurance, health care, clothing, etc.  

Glad I read the whole thread first :)Your first line of defense when getting these requests is simple: if the nature of the disability or need for the animal is not obvious (i.e. a "seeing eye dog" for a blind tenant), you are legally permitted to require the applicant provide official documentation of the need for the animal, and the type of animal, from a physician, psychiatrist, social worker, or mental health professional.

Degree of housekeeping varies, but as long as no health department offenses, all is good!

This means not affording health insurance and another 3 years of stress until my equipment is paid off.

Seller is in poor physical health, and in a bad position.

I am a firm believer in the budget and health saving powers of the bicycle.

What do you do for health insurance for you and your family??

Local PMs may paint a different picture, but take the city's economic health as a whole into consideration if it's not near you.

I know this is a health concern with these gasses seeping through the brick as well as a possible deterioration issue. 

Next issue is health.