v=WshxmT3Fawo"Derivatives" on any financial institution's books means OPM (Depositor/Investor/Lender/Fed/Treasury) vested deeply in LBOs, "High Yield" Bonds (AKA "Junk"), ETFs, puts/calls in equities/commodities/currencies, and a lot of real "derivatives" (bets based on equations in every manner of index movements) and all other sorts of investments which would make a Depositor or "Investor" run for the hills if it were more clearly described.

I expect that nationally we might have another mortgage crisis and a double dip recession, impacting prices negatively.

I opened the envelope and it was a notice to call National City Mortgage or Homeowners Hope Hotline.

(I saw the documents)He's studying massage, so the government will pay $25,000 a year for a couple of years, and when he graduates, he'll go on unemployment because he isn't studying anything he can make a living with.Hey, the local college offers a really expensive culinary institute.

You can come to the Democratic National Convention in Denver!

Hey everyone, I've been reading up on the site and a lot of real estate books lately. I'm looking to take advantage of the current state of the market and start working for myself. I'm most interested right now in mut...

I have been listed in the Nation's to 200 closers for 4 consecutive years, have created more than $4B in yearly mtg and RE sales, held seminars (not any longer) for effective salesmanship, and been a personal as well as corporate business coach.

There is a course or two to take, continuing education (relatively minor), state licenses, dues for being a member of the National Assoc. of Realtors (as well as state and local chapters - this allows you to call yourself a Realtor), and their are broker fees.

But it might shield against the next lending excess.PS: Ronnie McDonald was the finest role model for the lend and spend mentality that has gripped the american nation.

I think that a lot of people and institutions are waiting to see who wins and in which direction the country is going to go.