The fact that it looks like you don't have any debt will help for sure.. your investors won't get wiped out by senior loan.. .plus you would have a hard time getting loans on that asset class for more than about 50% of your true costs. as to tax benefits depreciation on on a 10k investment will hardly buy you a dinner in a year.as to others points if your really looking for tax write offs then owning the asset 100% and using leverage will maximize that tax benefit.

I got tired of the maximize my ROI rat race long ago.  

Reducing taxes is very important, but the goal should be maximal after-tax gains; not minimal income7.  

It can sound fluffy--"believe it and you can do it" but it turns out to be almost literally true: most people when choosing between preventing loss and possibly gaining will choose to try and prevent losses instead of maximizing gains.

I am just trying to set up my cash flow to maximize it as soon as possible.

So on a monthly accrual loan, paying the $10k each month minimizes the interest paid and maximizes the principal paid.

So I understand the position you and your wife are in.I think the first thing you guys should do in your position is try to maximize how much money you're making.

So someone who is looking purely to maximize potential return (and has unlimited time) is unlikely to find this a good fit.3) Turnkey operators are kind of in-between.

WE brought PM in house as an employee so that we could have the benefits of pushing off the busy work, but also maintaining the oversight to maximize the investment. 

For clients that do get WL policies we maximize them for growing cash value    A WL policy off the shelf doesn’t do that. 8) Life insurance companies steal your cash value - not completely true.