I recently caught something that was good-natured, but saved me 6 months.

One of my hobbies is wine making and I am incorporating that in my business.

But it sounds like due to the nature of your work this may be a viable option for you.Typicall you will put down a fair amount of a downpayment (enough to make the owner comfortable) and you guys will agree on a interest rate and term for the loan.

We had a pretty wicked natural disaster in this area a couple years back and it messed some people up financially, which in turn messed their credit up as well.

I recently tried out Trulia's "Natural Hazards" feature, to discover that my rental is located in "moderate risk for flood" area in Las Vegas, NV.Thanks!

I'd set up a new expense account called "loss on retirement of asset" or something of that nature to your chart of accounts and throw it in there.

For example do you simply attach a testimonial to your letter, incorporate the testimonial into you letter or what?

I, just my skeptical nature, will dig back further but that's not the norm.

Remapping happens it seems after each natural disaster in an area.

Keep in mind also that when you are creating a business entity, you are required to put a business purpose, and what I found out before I Incorporated, was that you can state your business purpose as "Any lawful purpose" or "Real Estate Investing, and any other lawful purpose".That way you can conduct any business you want through your entity and nobody can come at you later and say why are you selling baseball cards on ebay when your business purpose is Real Estate..... just sayin....Also, my 2 cents.... creating a corporation might be more work, but can afford you some serious tax advantages.