Are there any hard money lenders or alternative solutions that could help navigate this dilemma?

Any suggestions on how to approach this? 

I'd sidekick with someone who has been at this for a while and through a few cycles. 

@Windu C. this is an easy ask. 

Respectfully,Zach Hi Zach, you could do this through a joint venture agreement, which is basically a contract.

I was able to quit my 9-to-5 job and focus on this full-time.

I am sure the interest rate is great on this.

This is because many fill last minute rentals in downtimes with private rentals or through FaceBook groups, etc, which aren't showing up in the reports. 

For example, this deal does not seem to "fit" based on the 70% rule calculator which was new to us.3.Any suggestions on how we could negotiate better terms with either the bank or real estate agents?

@Abraham BerkowitzI suggest you focus on making money on this deal and not on reducing future hypothetical taxes. 95% of first-time flippers lose money on their first deal once everything is accounted for.