Plus there are a number of programs out there that could help you with down payments.

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So far I'm including a business plan and an example fix and flip deal using the program from here on BP.

Keep in mind that the score you see as a consumer can be as much as 30-40 points higher than what a lender sees due to risk of loss.  

Cut your losses and move on.My only hesitation would be if you think you can dramatically raise the rent with a new tenant.

There is a part of your policy called loss assessment.

Some programs guarantee commission won't be cut.

As for the more typical and stream-line brokers, what would you recommend as far as residential goes, it may offer good programs for new agents, competitive and reasonable brokerage fees, great enviornment, etc.

CA law carries very little weight as precedent in my state.

A blanket loan is a massive loss of control @Justin White My seller was stuck!