Then let's see how much true experience they have.

Wise investors evaluate many reports and sources of information to develop a market opinion.My personal market cycle observations:Based on this market cycle monitor and my personal observations in the markets that I currently operate in, here are my observations:San Francisco: 12 months from a PEAK (end of expansion phase), although the impact of tech growth is unprecedented and may stretch the cycle out… maybe 24 to 36 months from a true peak.

Yep, it's unfortunately true about the condo/HOA fees.

Now, if someone has created other agreements as to not considering other offers over a period of time or makes an exclusive agreement to purchase, you won't have true ROFR, most likely an option or sale agreement. :)

Now it is also true that some of the information taught during the course can be found online or on site's like BP.

However, the reverse it true:  we have been recommending Meghan for a long time because she's good. 

It was one of those if it sounds to good to be true, it probably is.

That is designed to mitigate/limit their risk and is particularly true of the large/high volume originators who are going to package and sell the loans they originate. 

Is that true?

My numbers arent that clear and i guess i don't know their true holding costs if the house is vacant.