You want to be in the game so having the 20 plus keeps you sharp and efficient.With only a few properties it's easy to get lazy and not keep with the times.

@Dustin OaksHave you buddy in Chicago jump into the game.

Hello Bigger Pockets!

Folks, I found my way to BP's through another money blog...so glad to be here. I've been looking for a forum to nurture my investing side and a place to share my limited knowledge...I r...

I am probably a little late to the game on this thread, but let me know if Verizon is still active. 

There are some good smaller sized spec builders out there who are trying to get back in the game.  

Skin in the game, eg a very large down payment.At your age, the best chance would be a private loan from the people you know you best. 

Same would go for OP unless you are looking at a flip to home owners.I don't know much about Lawrence.Real Estate is a numbers game and the more you stay active via phone, email, meetings, events, etc... you will eventually start to meet interesting people that can assist with you ventures and you will also start to come across many great deals.Thanks for reading and have a great day.

New to the game and new to the website.

I'm starting a local CashFlow Meetup in Berkeley, CA, for the greater San Francisco Bay Area.http://www.meetup.com/Berkeley-Cash-Flow-Club-and-...This is just to come together  play CashFlow game, get to know other investors and discuss various RE stuff.  

I am not advocating buying D properties, but the certainty of cash flows that comes with B and C properties (if you have a good game plan) is much higher and more controllable than the certainty of appreciation.