Consult with a mortgage broker to assess your specific financial situation and find the most suitable loan option.Since you have $50,000 in equity in your current residence, refinancing could be a way to access this equity and use it as a down payment for the new duplex.

I've realized I omitted an important detail regarding the proceeds and my initial thought behind forming an LLC.

Consulting with a financial advisor or real estate mentor who understands your specific goals and circumstances can provide valuable insights tailored to your situation.

What I've shared is purposely vague as I don't have specific questions and am more interested in your reactions, thoughts and personal anecdotes so I can better understand and appreciate the timeline.Again, any and all comments would be greatly appreciated.

In Florida and specifically my area sometimes it is hard to market a property at a certain price and advertise the energy quality of the home. 

Specifically, you'll want to collect and analyze a LOT of comp sales data (including data pertaining to days on market, price reductions, the buyer pool, etc.) so that you have a very good understanding of the buyer pool, and how difficult it could be to sell this type of property...I'd suggest talking with multiple agents who have experience with this type of property, and asking them what type of DOM, ARV, and sale experience they would predict for the property.Before you take on $25k+ of credit card debt for a rehab, you'll want to consider all the potential problems you might face with your strategy, and potential solutions to those problems.

However, in many cases you likely won't be able to obtain by-laws until you are under contract.I would have your attorney include a specific "HOA" rider in the contract for this exact reason- It basically would require that you have ample time to review the governing docs of the HOA, such as master deed, current by-laws, current year’s budget, and last two years of audited financial statements, association meeting minutes, etc. 

A CPA who's familiar with your books would be able to answer your questions in a more specific way.

@Mo Nueman what specifically do you need boots on the ground for?

Here's a bit more in detail about how rates are calculated for DSCR loans:1.