Did every adult qualify when they submitted an application? 

I agree with Account ClosedTake this form 1003https://www.dropbox.com/s/lgtn...That is a standard mortgage pllication for federal mortgage applications.2 years tax returns.That should be enough for a conversation.DTI - Debt to income: big deal in mortgages.See http://www.fhahandbook.com/debt-ratios.php``````````````````````````````````````````````````````````That said, in OK land contracts are a good alternative to a mortgage.https://www.ok.gov/OREC/documents/Seller%20Financing%20(11-2015).pdfThe link above is a Seller Financing addendum for OK.I love OK for investing.

When he or she continues in possession, in person or by subtenant, of the property, or any part thereof, after the expiration of the term for which it is let to him or her; provided the expiration is of a nondefault nature however brought about without the permission of his or her landlord, or the successor in estate of his or her landlord, if applicable; including the case where the person to be removed became the occupant of the premises as a servant, employee, agent, or licensee and the relation of master and servant, or employer and employee, or principal and agent, or licensor and licensee, has been lawfully terminated or the time fixed for occupancy by the agreement between the parties has expired; but nothing in this subdivision shall be construed as preventing the removal of the occupant in any other lawful manner; but in case of a tenancy at will, it must first be terminated by notice, as prescribed in the Civil Code.5.  

The 1% rule is not really applicable in the Twin Cities, especially in multifamily. 

@Andrew R Tillett I am a software developer, well versed in Podio as well as a handful of other CRMs. 

Working for some one else you can make around 40% to 70% of the fee because there is insurance, software, scheduling, and some equipment, like a A/C company or other trades. and the majority don't get it right.

Any real estate agents or brokers had issues with a PPP lender denying their application due to SBA restrictions on the NAICS code?

What are the most important aspects to a tenant's application to you?

Have all new adult tenants fill out applications and do an addendum to the rental agreement, assuming the condo is not overcrowded.

I found Zenlordpro software to give me the landlord the ability to receive rents electronically and gives the tenant more options to pay rent ACH or by credit card.