She lives with family while going to school, and works around 15-20 hours a week year round.  

If all their money was gifted by a relative last week, I wouldn't feel safe doing the loan, if it were me.Are you putting the borrower on a draw system, or are you giving them 100% of the loan up front? 

I’ve spent the last several years working 80-100 hours a week and do not intend to do so forever and I believe real estate is my key to financial independence!

With the rise of work for home/telecommunting more and more higher level employees do have the ability to live further away from the office if they only have to be there once a week/month.

A few weeks ago I went to a REI meetup but was kind of disappointed when I arrived and sat thru a presentation where they talked about financial freedom trading time for money then offered to sell me their education for $20k and from what I've seen that is pretty cheap compared to some others.

The work has already been completed and I paid the contractor a week ago.

We recently had a hard money lender back out of a land purchase deal we had under contract a week before closing date. 

Here's the situation:Title work has been done.Out of state investor, buying the prop in Indiana.Buying from a wholesalerFinanced the deal with a local portfolio lender where I'm buying from.Appraisal is being done todayInspection next week.  

I am going to be out of town the week of your July meeting.

You're going to go through the same drama for the next six months or however long you rent to him.