Is this a quote from a national insurance company or local shop?

I'm looking at an eight unit apartment with a detached 36x48 warehouse/shop.

Just like they allow us to shop at grocery stores that charge 3x the price of other stores and don't show us a chart of all the prices in town.

When does your credit score take a negative nudge when lender shopping and having your credit pulled several times

I guess I'll have to go shopping around for some commercial lenders and see what they might offer me, and I'll use the terms you mentioned as a guideline.

I feel we should shop for the rental insurance.

Then you can start looking at potential properties and "window shopping" while learning to run the numbers under the guidance of a pro who can double check them, and then pull the trigger when you're finally ready.Hope this information helps.

the HELOC will be based on appraised value...appraisals are hard to predict, but you have a huge equity position...so even if it comes back conservative, you should be good...credit unions are your best bet...better on fees and higher LTV....but you should shop to confirm.The alternative for you is putting a loan in place and using the delayed finance exception...try to take cash out.

If you want to grab a bite or just talk shop on the phone hit me up. 

You may need to shop around to get a good rate.