When you go to the new calculator, there is a link at the bottom to access the old calculator.

Bottom line, I bet your house can be fixed enough to sell, or even live in.The issue, is time.

In the end, the percentage tells me nothing I want/need to know.The bottom lines are:1 - How much do you come out of pocket?

I know tourism is pretty hit and miss in montana - fires, intense snow or cold, summers that never come (last year), are unpredictable and I assume have a pretty drastic effect on the bottom line of a VRBO property. 

[Biggerpockets] is notorious for the no and no money down niche, but you really need to have a good financial runway prior to investing otherwise you will lose your bottom when it goes sideways.Read all the usual books.

(Page 2 towards the bottom you can see the adjustment for 20% v 25%)We have been in the era of historically low rates since 2012.

Bottom line here is do you want to sell the property...??? 

HML is 90% LTC + 100% rehab loan at 8.5% with 1 point.I got lucky I started at the bottom of the crash 2009, or did I?

I asked before if it’s in a good neighbor does investor take that into consideration or do they just care about the bottom line?

I would be living in the bottom portion of the two homes for a little while with the upstairs 2Bd/1Ba unit being rented at $450 and the back home at 2Bd/1Ba being rented at $550.