Does someone have a script that could be provided for wholesaling services to a company like Patlive?

In saying that, depending on your level if knowledge, option 1 is probably a better one. because $3000 is not enough of a buffer to service the property if you need to repair things.

This would free up the rest of my cash for a second property, possibly a single-family home to invest in in a year or two.

Work done prior to the property being put 'in service' is just added to your cost basis.   

(Don't get them confused with Waterstone Bank, they don't service FHA loans.)  

Its a true team effort from my equity partners to my partner bank.ON the finance side we put up 560k in cash borrowed the rest from our commercial bank ( about 8 million) and we made about 2 mil in 26 months.. 

If the terms of the mortgages were refinanced into 30 year AM (amortization) the P&I (principle and interest) payments would appear much lower and hence the resulting cash flow would be much higher when they (lenders) go to calculate your cashflow for DTI or debt service coverage purposes.This also could be an issue with how you file your tax returns for all of these 15 doors or a combination of the above.Either way its really easy to fix.

I am an investor myself building a portfolio for my family and am always available to be of service.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

WIth the monthly expenses what they are and no mortgage you are taking into account vacancies, repairs, any services you would pay for etc.