What implications does this have for the small real estate investor and has anyone explored plans to capitalize on this recent change in the SEC regulations designed to promote small business?

.- Make sure that all advertising complies with all rules, regulations, and laws effecting the property.- Help the seller to find good service providers (if needed) such as attorneys, termite companies, etc.- Receive all offers on the property, review and evaluate the offers, and advise the seller relating to the offer.- Once the property goes under contract (in some areas the term is "open escrow") follow up with the buyer's agent relating to the buyer's progress toward closing on time.- Prior to closing, review the preliminary HUD-1 settlement statement and make sure there are no errors.

I originally wanted to invest in Co-op but the rules and regulations really steer me away from it.

@Samson KayBesides calling the fire department, call the local municipal zoning officer and and find out the regulations.

The question will be what the regulations are 6-9 months from now when you're actually in the process of doing the refi.Talk to some local lenders, find out what their current requirements are and keep in close touch with them so you'll know if those requirements change.

My recommendation is to stick with them mailing a check to your bank because check fraud regulations are vast and provide much more protection than electronic deposits.

Germain Depository Institutions Regulation Act of 1982, provides an exemption to the Due on Sale Clause being triggered if the property is transferred to a relative as a function of the death of the borrower.

If they try to hold your deal hostage, start calling the local Board of Realtors first, then the state agency regulating agents.

Absolutely, brokers and licensed lenders can make such loans, not individuals or other entities who are not in the business of lending or regulated as such.Know too that points are pre paid interest which for an individual may not be authorized or may push the APR to be an issue of usury.Maybe not years of study, best just to get with a broker or lender as David suggested, learn from them. :)

The results will be legally drawn up agreements for your use.Every state has unique laws.Every state has unique legally acceptable legal forms with legally acceptable legal language for that state.Just they way you communicate with a tenant is regulated.