He just got hit by the State of CA, Department of Industrial Relations - "Labor commissioner's office" with a claim from their gardener who was painting their house and got 'injured'There was no agreement or just basic agreement stating that the gardener and then painter was an independent contractor.  

I also drive-4-dollars regularly and have started cold calling and doing RVM's w/ personal letters as follow ups with these. 

Added to all of that will be property taxes and homeowner's insurance, which again is variable based on location and claims.** Just as a disclaimer, I'm not a lender. 

With verbal leases, a tenant could claim they are on a rent-to-own arrangement, or that their "handshake" included a "no overnight guests from racial group x" fair housing violation.

Have you ever had to take a PM to small claims for being negligent in their maintenance duties?

In California we had an unpaid garbage bill turn into a court summons which turned into a title insurance claim that was resolved without issue.

Apt G claims that she smelled cigarettes and it was so bad it was seeping into her apt and she has health problems.

When selling a property using contract for deed I have read about people also preparing a quit claim deed. 

I used to work for a company as a claims analyst for their asbestos litigation unit.

@Shamo ShehuNot the combination of words I would use so I hate to assume, but if I were to assume then I would think they are claiming a possible ARV of 650K, and 380K all cash (or hard money) because it's not financeable via a traditional bank.