If you cut out the bank and just use an attorney the closing costs are drastically reduced.

The only thing a higher appraised value means is that you pay more taxesAs long as you closed before May 31st, you can protest the tax value for 2017 and have a very good chance to get the value reduced to $75k which would drop your taxes over 25%

This is why I think it reduced your risk to own multiple properties.

Originally posted by @Gino Zahnd:In a couple months we'll roll out a new feature that significantly reduces ACH payment times, and will cut processing time in half.

I think that the landscape lighting wire as someone suggested would be a good wire to use, lamp wire in general should be fine, don't worry about any voltage rating.perhaps the reason the manufacturer recommended a heavier gauge wire than expected is to reduce voltage drop, running 12v over any significant length can cause a serious drop in voltage at the end.

Not to mention that reduced insurance rate!

Finding the deal is typically worth 20%, so that leaves 30% that perhaps they could split with the managing partner (who is taking care of permits, legal, insurance, all the admin).What other methods could you propose to stick these guys into a real estate deal without them having to spend 2 years getting educated or birddogging/wholesaling in a market where the traditional wholesaling tactics don't work (there are NO lists to mail in Ontario due to privacy laws).Lets say they need about 40k cash boost to put their DTI and down payment funds in check, but more would be better to reduce mortgage insurance costs.

This may reduce the demand and as a result the rental income.  

They have been living for free and they still can't save up some cash and reduce their debt position.

Question is...will the amount I'm saving on rent (once I own my apt) be enough to compensate me for the reduced RE prices from an impending RE crash in LA?