Hey Vincent,Having your license does give you more rapport, since the thought of a real estate agent's fiduciary responsibility follows a license.

following...I've also been interested in long term / short term rentals in the Keys.

When you interview the banks if they don't follow the rules above then take that as the loan at that bank will be very complicated and you need to go elsewhere.I hope this post helps some but feel free to ask more questions if you need. 

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I'm looking into following them with an investment property there but Phoenix is a bit out of my price range.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

The conversion is reported in the year that the properties are moved to the Roth IRA and a Form 1099-R would be issued by the following February for filing with your Form 1040 tax return.See the following.https://www.irs.gov/retirement-plans/retirement-pl...

Would like to follow up on this thread.  

@Donald Delt - I recommend following  @Scott Carson to learn about non performing, 1st lien residential notes.

I've seen it all when it comes to this business.Below are some photos of my favorite horror stories that i've experienced in my real estate career.If you are curious for some more tenant savagery there's tons more stuff like this on some of the following threadsTENANTS FROM HELL #3 Move outs from hell.