This may/may not help, but we have a property on the NC coast (BHI), and we just went with a combo of a simple gas grill and a simple charcoal grill. 

I would get this out to quote with multiple Independent Agents (they represent multiple carriers) and if you can determine any agents that write a lot of apartments that would help also.The type of info you should gather that will help in the quoting process:1. current coverage. 

There are a lot of small fixer uppers in my town for under $100k, I can do 90% of the renovations myself which will help keep initial costs low and I have $40k in cash to go along with the $100k in equity.

Thank you for helping!

. - I don't know a lot about Condo Conversions however if shared meter, can just wrap that into monthly Condo Fees Hope this helps! 

As an investor, you should only make numbers-based purchases.Also, agents are only transaction-based - if they make a mistake (or choose to take advantage of your naivete) they still get their commission check and can disappear:(So, a great PMC is often the best choice to start with, since they obviously know the rental market and they have to deal with whatever they help you buy, on a daily basis after the purchase!

Please help 🥺

BP offers a wide range of helpful tools to enhance your knowledge. 

If you need help with investment real estate / management, a few of our agents are on this platform!

Any help is greatly appreciated!