I agree with you that progressive taxation is discriminatory.

What will improve your chances for a commercial loan when you are first starting is getting one or two small rental properties under your belt, and making them cash flow positive, and being able to properly document that progress and cash flow.  

You may not get a lot of comments here, as it's more for posting deals in progress (remodeling, rehabs, new construction) where people can post pics and keep everyone up to date on their deals.

Since the city finally got it's bankruptcy ruling approved, and the feds have dumped mega bucks into the city, and the city finally has a Mayor (and other leadership) that is actually business minded instead of politically motivated, (all of which is happening simultaneously for a reason), you are seeing a lot of progress on a daily basis...but, the only ones who see it are those with actual "boots on the ground".What everyone else hears is a rehash of the comments from decades of "deserved" criticism.   

I applaud having a goal for '16 and look forward to your progress.

I plan on posting my progress as I move along to this goal so keep an eye out! 

Just a quick picture of my progress, all letters are hand written and does take quite a bit of time I must say but I believe it will be worth it. 

@Jeremy Peters, I am just starting my journey on pre-foreclosure REI door knocking in Dallas myself so curious to follow your progress.  

Q3:  Because my move-out was still in progress when they moved in, I dropped the rent $100/mo (without really discussing it with them in advance) to compensate for the inconvenience and for the minor utilities I would use while there (maybe $10/mo).  

@nikki @Nikki Greene welcome to BP and congrats on the progress with the single families!