Hi Mike, we run Brew City REI, a private club of over 1500 other local active investors sharing knowledge, contractors, deals, and money sources.

what I find very unique right now Ned is the amount of HML or private money companies led by large hedgefunds investing in these HML companies have driven these private rates down to 10% apr or less.. so to only have about a 4% spread between bank money and HML is quite unique in my experience over the decades.. other than the high interest mid 80s anomaly.. 

And the contacts I would make during these seminars would be absolutely invaluable.As for which seminar program to attend, there's only one hard-hitting, serious choice for committed professionals, but I can't say what it is here, or I might be accused to promoting a specific product or brand of seminars.

There was water damage from a pipe burst and some of the drywall and flooring has been removed by what the seller is calling a "professional company paid for by the insurance company".  

Question is, I'm on good terms with the renters, is there a way to sell this on more of a handshake/privately recorded contract that would work out? 

Feel free to private message me if you’d like any more info.

So talking in generalities where every area is different doesn't make much sense.There is an association of attorney property tax professionals.

I would hae a plan B ready. potentially a private lender or credit line to  make up the difference. 

The problem with Ogden is that there are a lot of "professional tenants" who know how to milk landlords. 

I am wondering if it would be possible to use a VA Loan (no money down) to refinance out of a private money situation?