Other parts are cash (no interest, but lost opportunity cost) and other parts are on credit cards.

Really my only debt is my mortgages and I have about $1000 bucks combined on a few no interest credit cards.

Lafi-I won't speak for Nick, but I think what he means is that you do not show them all your cards at once.

I need them to create the piece (click2mail requires ME to create a postcard) I would like the mail house to personalize each card to say the homeowners name, his addresss and the property address I am looking to buy.

Many of the owners that I dealt with learned how to service the equipment themselves due service calls being so outrageously priced.As far as entry systems definitely consider a credit card / token acceptance.

What I do have is credit cards with no balance on them that I could get the cash out to use.

I would say become an investor first then worry about your card :)As a buy and hold it really depends on who your marketing your card too - I actually have several cards with different markets in mind and with different info on them.So who is going to get your card?

Does anyone have a good letter or post card template for shortsales?

I do direct mailings with a post card to NODs and it works pretty good.

I just think that if can devote more time to real estate investing ie.. wholesaling a make a deal a month ($5,000) I can pay off my credit card debt and do that consistently.