Two things crossed my mind this morning regarding this topic:1 - When I used to coach, I would always ask my players before big games the same questions. 

Looks like forum post rules prevent me from putting email and/or phone number here, but I'm happy to get those to you if you'd like.

Is this what smaller buy and hold players like me should shoot to do?  

I would do what I can to prevent any of them getting angry and deciding not to pay.

Depending on the company that produces the shingles you purchase, it satisfies a transferable manufacturers warranty to cover the roof for either 25-30 years (most companies) or lifetime (if using GAF).If you're installing something like a metal roof, that comes in sheets, that can go on top of an existing roof to help with sound dampening, prevent leaks, and increase insulation.I hope this helps!

If your car loan is preventing you from being able to get a mortgage, then pay it down. 

Look at the players in other places to see what worked for them and what didn't.   

I pull comps all the time - you have to run the #"s if you want to make an offer on something to prevent Buyer's from overpaying... but in today's market...

I have been given the sense that maintenance means things like routine repairs (new doorknob, broken light fixture, a stuck drain) routine preventative upkeep (winterizing, etc.)

It is not a formal REIA or meetup, but now I meet to bounce ideas and have a good time with some friends/local players: a developer, a couple of flippers, and a few buy and hold investors (I am one of these).