Are there any specific neighborhoods or property types that you would recommend for a first-time investor?

At the same time, the adjacent house became vacant for the first time in seven years, and it needed new paint and flooring.

@Oscar Canseco We’ve gone from where I was 8 years ago eating out 3-4 times a week to only having date night out once or twice a month.

The first time showed a list of the benefits of my free account, which I didn’t read.

I have a client of 15 years who runs a route selling business for 40 years. Just today he asked if I knew of anyone who does business lending. He' looking to borrow $30,000 for 6 months at 25% to 30%. (he said he's ok...

The city, at the time, expressed disappointment at the ruling and began reviewing its options in response.We now have some clarity on the city’s response to the ruling, and it’s overall good news for STR investors wishing to operate in accordance with local law.

Mortgage, Taxes, Insurance, HOA: $3040.37Estimated rent: $2475Total Expenses: $3660.12Vacancy (5%): $123.75Repairs (5%): $123.75Capital Expenditures: $100Property Management (11%): $272.25Information when I bought the house in 2022, new constructions Purchase Price: $373000Purchase Closing costs: $4662Current home value: 400k-420kCash Flow: $2475-$3660.12= -$1185.12; -$71107.2 at 5 yearsCash on Cash Return on Investment (CoCROI): 0%Appretiation per year (6%); $535,290.23 at 5 yearsEquity: Loan value $345,089.53 at 5 years; $190,200.47 in equity at 5 yearsLoan Value today 6/2024: $368,201.59Total ROI in 5 years= (Total profit/Total Invested capital)/ Time (in years); Total profit: $190,200.47Total Invested: $71107.2 (neg cash flow) + $42757 (closing sale costs)= $113,864.20Total ROI (5 years)= ROI 67%, annualized ROI 10.8%My biggest concern is that I am relying solely on appreciation and assuming will appreciate at 6% per year. 

Or do both at the same time?!

I put one in the living room and main bedroom, the basic black Harbor Breeze fans at Lowe's do the job just fine for $60 and look nice. 

Also come up with exit contingencies, if you have a balloon due IN X years and for some reason you can't pay the balloon off at the proper time.