I know I can qualify for that loan if I had the down payment support for option a, the 3.5 percent down by fha or some other means being the 10 percent down.

It is free, but requires a bank that supports in on both sides.

So basically I’ll be busy with my current job and unfortunately won’t be able to benefit from a broker’s front office, or training, or support network just yet (hopefully in a few years).  

Went through the LLC battle in my head several hundred times, and ultimately landed on an umbrella insurance policy as the band aid to hold over my liability anxiety.  

What is your late rent policy?

Thought this might also benefit you.1st pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.2nd pillar is a good insurance policy as that cover the majority of your exposure.

I am looking for an alternative to my current landlord policies for 5 houses.

Should we just keep everything under our names and get an umbrella policy instead?

The inspector said the wall could come down, but I would have to install a support beam, which means first getting rid of the vermiculite... everything is tied together.

It’s hard to tell if this is true from the information you provided, but safer is always better.Call the title company to see if your lenders title policy should be modified.