Notice the ARV here is $1.3 million, with an asking price of $980K.

Does anyone know if the banks consider the whole report and would notice that there are no other blemishes?

I noticed that Dan Doran is not affiliated with Richard anymore.

I noticed that you don't have any info about yourself here or on your profile.

Public non-profit companies are exempt from the law as well (but not private foundations).The licensing and registration under this code section is the CA Attorney General's office - not an entity that takes violations lightly.Also, if you read the Foreclosure Consultant law mentioned by Quinn closely you will notice that it requires a bond equal to 2 times the value of the borrower's home.

There are alot of private lender hedgefunds bear sterns etc that have invested over the last 13 years or so in sub prime and thet dont plan on loseing as far as the banks bailing people out i just dont beleve it thats a smoke screen to make the look sincere what they do is take there down payment and home and get the next guy in and take theres to if they dont man up and pay for it its not something for nothing in this but anymore you almost have to have a degree in economics to understand it confusion is there trick of the trade every business has them theres no crystal ball that says you will have your business/job/same income for the next 30years there finacials change and credit only the strong servive there is psychology within life/money please dont get me wrong a mortgage can work for you if you understand the loan witch is 2 inches thick and only a 3 day recision period but statistics say that you will refi every 5- 10 years need a new car college tuition new born etc and many many other things happen funeral and you need to consolidate and back to 30 years again they have all or most of the angles figured out or at least the important ones what you like is your fault .

What terms are private equity and hard money lenders looking for?

Look at what its going to cost you to get rid of this place when you graduate.Do realize that if you bump your credit card from $1K to $5K (if the bank will actually do that), the morgage lender will notice, and may back out at the last minute.

Until property values and the long term, inflation driven trend line match up.Have a look at this graph of MO farm land prices: http://agebb.missouri.edu/mgt/landsurv/07landgraph.htm Notice from the peak in 1981 it took until 1997, 16 years, for prices to come back up to that value.

The notice states that "there does not appear to be any property available to pay creditors".