Would be great to find a way to use her RRSP money without penalty.... or does that only work if you have a mortgage in your name?

@Alexander Merritt   IMHO low end rentals are only suitable for local investors that are in the landlord business and are going to scale up and own as many as they can get 100's have your own PM and maintenance and that's the ONLY way in my mind that stuff will work over any amount of time.buy the best that you can if your just starting out.

I saw the following post locally in NE Georgia, where 1/2 raw lots go from 15 to 50k.

Hey my Name is Nicholas, I'm running into a problem with financing, little bit of a backstory I've recently turned 19 and have been working in solar sales for the past year and before that I was working at a pizza place.

I made some nice curb appeal improvements, added parking spot rentals, added the U-haul dealer, improved internet presence, advertised in local papers and are affiliated with MySpareFoot.

I am a local lender here in Miami.

@Priti Gupta,I own my house hack in my personal name and still have separate bank accounts and credit cards for it.

Then the issue was resolved,but then it went to attorney costs and a record on her name in the county that she didn't pay the HOA.

Just a conventional loan of some sort to close the sellers note, and start one in my name?

If you Google his name, Kris was involved some type of lawsuit at least 10 years ago.