You probably aren't looking for a conventional loan, since you mention owner-occupied.

Purchased a home in February with the VA loan.

It's going to depend on what type of loan you're planning on getting, and fees vary from lender to lender...same with title fees.

Interest-only loans, 1031's, cash.

I used the VA loan to buy this house.

The problem you are likely running into is the Log Cabin part of it - at the end of the day, DSCR Loans are really still intended for properties that are generally usable for full-time owner-occupancy year-round living if needed - so true log cabins are pretty much outside of anyone's box.However, its definitely a grey area on what differentiates a "Log Cabin" from a "Cabin-Style" home. 

We have finally gotten our first rental in Richmond, VA. 

cash, conventional loan

Also, I think I would struggle to qualify for any loans because I am already self employed and we don't pay ourselves a huge salary. 

I recently learned a little about unsecured loans and wondered what everyone was using as a go-to bank!