@Sam Ojo  I read through the 3 years of posts so I kind of understand.. if this program is touting no money down owner finance commercial real estate.. well that's a tough one to a non starter in todays market.. sellers are not that desperate .. you can do that in areas that are dead and dying but who wants to buy that stuff.and when you can pay 10k up front and then they talk about splitting 500k.. this is simply reminds me of a very successful syndicator I worked for in the 80's he had a billion dollar portfolio then I did acquasitions for them it was a great job as I was a RE broker and got my commish when they took the building down.. no risk on my part.. work as a broker plus he paid me monthly and health insurance LOL.But that all saidhe had a phrase... : DROWN THEM IN FUTURES  "  this to me is like that take folks that have rally no experience in something that takes a ton of experience to get good at @Joel Owens give them a cheap buy in .. lead the carrot with the 500k which is more money than most of these folks have ever made or dreamed of and yes they jump in... to me just same ole same ole guru stuff.. and the Guru makes most fo the money on the 10k and monthly other wise why charge either of those if they are making 250k per student.. that would be the big money.. why because they don't do a ton of it ( maybe ) I just don't see this in todays market as being real.. or achievable for folks that don't have like Joel says significant liquidity to buy commercial and experience... you want expe3rince in commercial get a license go work for a commercial broker get paid to do your apprentice work and like many of us 10 years  into the career you start making some significant coin.if it was as easy as pay 10k and 197 a month.. there would be NO commercial property to buy you guys would own it all.And again if this is all about nothing down owner finance that ship sailed over the horizon many moons ago.my 2 cents.

What you are seeking here is an acquisiton/bridge loan.

I have about 60K in Heloc money I could use to purchase land lot in the Red River Gorge of Campton KY, pay that land off with the heloc, then use that paid off land to secure a construction loan from the bank or PM lender for a new ground up build.

My wife keeps telling me about a $0 down payment loan option that she’s been hearing about where if you can show that the rent will be greater than the mortgage, this type of loan will require $0 down or lower than the 20/25% requirement. 

Hey All,Wondering if anyone has seen this out there in the last month or if anyone has a referral of any banks currently offering this loan option?

The only reasons I would consider it would be to qualify for some private loan if I didn't want the loan to be under my personal name or if I was looking to finance a property before the seasoning period.

We want Cash flow. we are going to get loan. 

It would obviously be on the investor's tax returns but would the investor even need to disclose the business's holdings to the bank when applying for a loan to tap into the equity on the personal property?

What would happen to the loan if I am the sole heir to this property? 

So, talk to a CPA about what you want to do.Also, once you sell a house on Subject To, the loan is still in your name but the ownership is not.