@James Johnston Hi and welcome out of the BP shadows and into the light. 

Once my properties are stabilized this way, I begin to look at additional ways I can improve my property or limit my costs in order to increase revenue.

To a lender, they will both be considered commercial (if the 4+2 are one deed) which will restrict you to commercial mortgages, and the limitations that come with them.From a depreciation standpoint they may both be considered residential depreciating over 27.5 years as opposed to 39.

Sub $10k rehab will get light cosmetic rehab.

I'm hoping to do a light cosmetic update and recombine both sides to sell it in the 180k-200k range. 

Commissions are negotiated and can be more or less depending on your office policy.Or, again with your managing broker's permission, tell the seller you know several investors that might be interested and get a listing... maybe a limited listing instead of a contract to buy it yourself... maybe as a transaction broker so you're just helping the buyer and seller consummate the sale (not representing either party as a fiduciary) and charge a commission instead of a wholesale fee.Just spit-balling ideas for you, but check with your managing broker to structure something that does work for all of you.

It was broke down like this:xxxxx1: “O” Checking = Rent in, Bills/Expenses Out; xxxxx1: “A” Savings = Reserve funding in, CapEx out;xxxxx1: “S” Savings with limited withdrawals = Deposits Held;xxxxx1: “M” Mortgage loan accountxxxxx2: “O” Checking = Rent in, Bills/Expenses Out; xxxxx2: “A” Savings = Reserve funding in, CapEx out;xxxxx2: “S” Savings with limited withdrawals = Deposits Held;xxxxx2: “M” Mortgage loan accountAnd so onThis was fine up to a point, then it got way to convoluted keeping track of everything.

Wonder if it limits the secondary buyer's ability to resell the loans though. 

In Japan, they have Karoshi:http://uk.businessinsider.com/what-is-karoshi-japa...There is a limit.

Light on investment knowledge here.AJ