I wish we would have continued back then rather than waiting 10 years to get back into REI.

The loan product changes if the Annual Percentage Rate (APR) becomes “inaccurate,” or a prepayment penalty is added, a new Closing Disclosure must be provided and an additional three-business-day waiting period after receipt of the new Closing Disclosure is required before the loan can close.

He didn't chase me, he didn't hound me, he waited till we called him back...and we decided on the coaching.

(I understand it might not be the norm, but is it technically feasible)3) Can I start advertising the property after I get the offer sent or do I have to wait till it's accepted?  

Can't wait to hear from everyone!

Can't wait to see the pictures if you do post them.

What I am seeing in our areas are a couple of reasons.1) accidental landlords can finally sell- those who were waiting for the market can finally sell and get out2) relocation and cashing out the profit- those that are relocating and have no desire to move back to the area are cashing out the profit of 40k ish and running.Everyone has their own opinion.

I'll lay out what I've concluded adopting it to real estate.  

I think you should go for it but wait for the advice of rest of people. 

Just wait until the state / federal mandate $15 minimum wage in CA.