And, for many people, its a form of forced savings that, assuming they don't keep moving and don't extract the cash with refi's or HELOCs, can result in owning a large asset later in life.

All I am doing is socking away every penny so I can realize my dream of getting a large real estate portfolio for true wealth.For this reason - I have no interest in flipping houses and I dont need huge cash flowing properties.

You'd have to put down an extra-ordinarily large amount to hold the 50% rule.

This would be in lieu of a large downpayment. 3 - Signature loans?

How likely do you think unforeseen negative aspects of changing a large part of how our economic society operates are if the code was so simple a monkey could do it?

Which will flood the market with a large inventory of low priced homes.

I would prefer if you have/had a loan with them to validate your opinion.I am just about ready for my 3rd rental property but so far have always banked with a large bank for my personal banking, however they do not do investment loans.

You could check out large cities in Mississippi, North Carolina, South Carolina, Arkansas, Louisiana, Texas and Georgia.

FNMA and FHLMC are the two large govt conventional lenders, and both lend to NOO's on a much more restricted basis, which I think you probably already know.

For instance, lease a large property near a campus for the son/daughter, then sublease the extra rooms.