-I have an excellent credit rating, decent IRA (which I refuse to touch), $150k savings-I have never had a mortgage or loan and applied for my first credit card about two years ago.

My tenant is a professor at Loyola with 850 credit score and she moved in the same week I listed.It's a shame Zillow doesn't also provide "rented" listings, like they do with "sold" listings.

When considering a line of credit that I'm using it is about 15-30$ in interest or .25%, but it's not like I'm paying that each month, it was just for the one month that it was delayed, right?

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat."

If minor issues are discovered under the home inspection/city inspection, what is better: a price reduction in the sales price or asking for a credit at closing?

I have great credit ~790 (last I checked).

Rehab is looking around 75k (line of credit), which leaves little room for error.

The property is in Northeast Texas and I am self employed so taxes don't show strong income but have good credit.

I'm looking for a financing product - not sure if it is really out there, but I would appreciate some contacts if you have any!My wife owns a rental that used to be her primary. There is some good equity sitting there...

The pre-approval is on your credit, income and liabilities basis.