I was ready to foreclose if I needed to. 20 days to give notice of intent for foreclose and then post foreclosure for the next first Tuesday of the month(with at least 21 days notice).

Since you said your intention is to flip rather than hold it as a rental property, you do have less of a time restraint because with rentals, time spent renovating is time that you're also not getting rent checks.

Has anyone on here do a hardmoney loan with intention to owner occupy a house?

And as long as your intent was not to simply build and resell it would make a fine 1031.  

The issue is that these private sales get so much attention the seller doesn't have time to filter out the gold from the **** and doesn't give me the light of day.Is my best approach to write a Letter of Intent or straight up an offer letter subject to everything under the sun?

It's all about how you demonstrate your intent - past history, current practice, stated intent, unsolicited offer, correspondence with your professionals - all of these go to demonstrate your intent.  

My intention is only to make sure you've considered this point.

If you are unable to afford this increase, please provide written notice of your intent to vacate."2.

We local realtors have clients come in to buy condos in Clemson with the intent of using their own personal bank for financing, only to find that it falls apart and we end up taking these clients to Local lenders.

Account Closed as mentioned above you will pledge, and sign documentation that you will occupy a property within 60 days of the loan closing and that your intent is to live in that property for 1 year with an FHA loan.